Which statement is incorrect regarding a noncontributory group life insurance plan?

In a noncontributory group life insurance plan, all employees are typically covered regardless of their health status, and the employer pays the entire premium. However, employees do not receive individual policies. Instead, they are covered under a single group policy provided by the employer. This means that if an employee leaves the company, they usually lose their coverage unless they convert to an individual policy, which is subject to certain terms set by the insurer.

The other statements accurately reflect the characteristics of a noncontributory plan: all employees are generally included, the employer shoulders the cost of premiums, and since this type of plan generally does not require individual medical underwriting, employees can be covered without personal health evaluations. Therefore, the statement about employees receiving individual policies is the incorrect one in the context of noncontributory group life insurance.