Which of the following must NOT be included in applications to the insurer?

Study for the Life and Annuity License Exam. Review detailed questions with explanations, assess understanding with quizzes. Prepare for your exam and succeed!

In the context of insurance applications, a credit history report is not typically required as part of the information submitted to the insurer. While insurers often evaluate an applicant's credit history as a part of their underwriting process, this report is generally obtained independently by the insurer and is not something that needs to be included in the initial application submitted by the agent or the applicant.

On the other hand, details such as the license identification number of the agent, the name of the insurer, and the name of the agent are essential components of the application. These pieces of information help ensure that the application is processed correctly and allows the insurer to maintain proper records of who is selling their products and which agent is involved in the transaction. Collectively, this information is crucial for compliance with legal and regulatory requirements within the insurance industry.

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