What happens if a licensee fails to maintain an appointment with an insurance company for 48 months after the license becomes effective?

When a licensee fails to maintain an appointment with an insurance company for 48 months after the license becomes effective, the license will expire. This is rooted in regulatory requirements that demand active engagement and appointment with an insurer to keep the license valid. Insurance licenses are not merely granted to individuals; they require ongoing connections with insurance companies to ensure that the licensee remains current with industry practices and regulations.

If there is a lapse in this appointment status for the specified duration, it signals that the licensee is no longer actively participating in the insurance market, which can lead to the expiration of the license. This helps maintain the integrity of the profession and ensures that only those who are actively involved and knowledgeable continue to hold licenses.